CIMB Cash Rebate Platinum Master Credit Card
CIMB Cash Rebate Platinum Master Credit Card

Cash Rebate

  • Online Shopping - 5%
  • Petrol - 2%
  • Groceries - 2%
  • Mobile and Utility Bill Payment - 2% ( via Standing Instruction )
  • Others - 0.2%

 

Eligibility & Requirements

  • Minimum income of RM 24, 000 per annum
  • Malaysian age 21 - 65

 

Annual Fee

  • Waived
Finance Charges for Retail Transactions

The charges are:

  • 1.25% per month or 15% per annum if you have promptly settled your minimum payment due for 12 consecutive months
  • 1.42% per month or 17% per annum if you have promptly settled your minimum payment due for at least 10 months in a 12-month cycle.
  • 1.50% per month of 18% per annum if your payment record is not within either (a) or (b) above.
Finance Charge for Cash Transaction 1.5% per month or 18% per annum calculated on daily rest basis from transaction date to the date it is settled in full.
Cash Advance Fee The cash advance fee is 5% of the amount advanced or a minimum of RM 15.90, whichever is higher. This is imposed for each cash advance transaction.
Minimum Monthly Repayment 5% of the outstanding balance or a minimum of RM 50 whichever is higher.
Late Payment Charge 1% of the total outstanding balance as at statement date or a minimum of RM 10, whichever is higher, capped to a maximum of RM 100 and will only be imposed if the minimum payment due is not paid by the due date.
Interest-Free Period

Full payment on previous statement balance:

  • Enjoy an interest-free period of 20 days for all new retail transactions from statement date.

Partial or minimum payment on previous statement balance:

  • No interest-free period.
  • A finance charge will be levied on your unpaid outstanding balance and all new transactions from the date the transactions are posted.
Conversion for Overseas Transaction The conversion rate as determined by MasterCard International / VISA International plus an administrative cost of 1% plus, any transaction fee charged by MasterCard International / Visa International.
Replacement Card 1st time – RM10
Subsequent – RM50
Posted on 07-Mar-2016