Cash Rebate

• Petrol - 8% (Monthly spend above RM2,000) 2% (Monthly spend below RM2,000)
• Groceries - 8% (Monthly spend above RM2,000) 2% (Monthly spend below RM2,000)
• Others - 0.2%

* The maximum cash back on Petrol and Groceries is RM50 per Eligible Cardholder per Participating Month and unlimited cash back for other categories from the credit card-i core product feature.

* Participating merchants nationwide: Petrol (€“ Shell, Caltex and Petronas ) Groceries (€“ Giant, Tesco, AEON Big and Mydin )

Eligibility & Requirements

• Minimum income of RM 36, 000 per annum
• Age 21 and above

Annual Fee

• Waived when you swipe 12 times per year

Reward Points

• Every RM1 spend locally earn 1 TREATSPoints
• 5x TREATSPoints for every RM1 spend overseas
• 5% Cashback for all petrol & grocery (domestic only) for all days capped at RM88 per month. Petrol & grocery transactions will not earn TREATSPoints.
• TREATSPoints can be converted to cashback at a rate of 40,000TP to RM100. No capping amount.

Eligibility & Requirements

• Minimum income of RM 70, 000 per annum
• Age 21 and above

Annual Fee

• Principle card annual fee RM 550.00.
• Subsequent years FREE if spend a min of RM50,000 and above per annum

Reward Points

• 8x reward points when you spend in Mid Valley / The Garden Shopping Mall
• 5x reward points when you spend in
• Klang Valley - 1 Mont Kiara, Bangsar Shopping Centre, Bangsar Village, Lot 10, Low Yat Plaza, Publika Shopping Gallery, Hartamas Shopping Centre, Pavilion Kuala Lumpur, Suria KLCC, Sungei Wang Plaza, Sogo, Starhill Gallery, 1 Utama, The Curve, IPC Shopping Centre, Paradigm Mall, Tropicana City Mall, Empire Shopping Gallery, Sunway Pyramid, Setia City Mall,
• Johor - KSL City Mall. AEON Tebrau City, Sutera Mall, Johor Premium Outlets, Johor Bahru City Square
• Penang - Gurney Plaza, Queensbay Mall, Gurney Paragon Mall
• East Malaysia - 1Borneo Hypermall
• The 5X Reward Points/8X Reward Points are only awarded on spend by HSBC Visa Platinum Credit Cardholders, HSBC Visa Reward Credit Cardholders and HSBC Gold MasterCard Credit Cardholders up to a maximum spend amount of RM3,000 per Participating Month cumulatively at Participating Shopping Malls.

Eligibility & Requirements

• Minimum income of RM 36, 000 per annum
• Age 21 and above

Annual Fee

• Waived for first year.
• Principle card annual fee RM 254.40.

Cash Rebates

• Earn up to 6% Cash Back
• Cash Back spend on Travel, Petrol, Dining and Overseas transactions
• Cash Back is capped by category, total Cash Back capped at RM220 per month.
• Cash Back tier is based on monthly total spend locally and overseas respectively.
• Click the Read More Button below to find out the cash back tier table.

Lounge Privileges

• 5x complimentary access to lounges in Malaysia in a calendar year

Golf Privileges

• Complimentary Green Fee
• Kota Permai Golf & Country Club Selangor, Malaysia
• Sungai Long Golf & Country Club Selangor, Malaysia
• Pulai Springs Resort Johor, Malaysia
• Penang Golf Club Penang, Malaysia
• Palm Garden Golf Club Selangor, Malaysia
• Glenmarie Golf & Country Club Selangor, Malaysia

Eligibility & Requirements

• Minimum income of RM 100, 000 per annum
• Age 21 and above

Annual Fee

• Waived for life

Cash Rebate

• Petrol
• 2% on weekeday and 5% on weekend
• Capping RM 500 per month
• All domestic petrol stations
• Grocery
  • 1% on weekday and 2% on weekend
  • Capping RM 1,500 per month
  • Tesco, Aeon Big, Giant, Cold Storage, Jaya Grocer
• Telco
  • 1% on weekday and 2% on weekend
  • Capping RM 300 per month
  • Maxis, Digi, Celcom
• Cinema
  • 2% on weekday and 5% on weekend
  • No capping
  • GSC
• Other
  
  • 0.2%
  • No capping

Eligibility & Requirements

• UOB One Card : Minimum income of RM 24, 000 per annum
• UOB One Platinum Card : Minimum income of RM 48, 000 per annum
• Age 21 and above

Annual Fee

• Waived ( First 2 years )

Rewards Point

• 5x points for every RM1 spend in overseas shopping
• 5x points for every RM1 spend on dining.
• 4x Complimentary Limo ride to KLIA and KLIA2 when you spend RM 5000 per month (Available only within Klang Valley)
• 40% off at Starwood Hotel dining and up to 15% off at Oriental Group restaurants.

Lounge Privileges

• 4x complimentary access to plaza premium lounge in Malaysia and Singapore per year

Golf Privileges

• Complimentary Green Fee
• Kota Permai Golf & Country Club Selangor, Malaysia
• The ELS Club, Teluk Datai Langkawi, Malaysia
• Horizon Hills Johor, Malaysia
• Penang Golf Club Penang, Malaysia
• Glenmarie Golf & Country Club Selangor, Malaysia

Eligibility & Requirements

• Minimum income of RM 120, 000 per annum
• Age 21 and above

Annual Fee

• RM 636 per year

• 5x Rewards Points when you spend on the below categories.
• Choose 2 categories below for FREE on 1st Year to enjoy 5x rewards points. Additonal charges may apply to enjoy more than 2 categories with 5x reward points.
• Each category is charged a fee of RM106 (including 6% GST) per annum.

Reward Points

• 8x reward points on all overseas transactions
• 8x reward points on online purchases made in foreign currency
• 5x reward points on Participating Shopping Malls*
• 5x reward points on online purchases made in local currency
  
• 1x reward points on all other spend

Lounge Privileges

• 6x complimentary access to plaza premium lounge into KLIA Malaysia, Hong Kong and Singapore per year under Plaza Premium Lounge Programme**

Eligibility & Requirements

• Minimum income of RM 72, 000 per annum
• Age 21 and above

Annual Fee

• Principle card annual fee RM 636.00 (including GST)
• Annual fee will be waived if the cardholder swipe for at least once a month for a consecutive 12 months period

Cash Rebate

• Petrol - 5%
• Groceries - 5%
• Others - 1x Treat point (Domestic) , 5x Treat points (Oversea) for every RM 1 spent.
• Capped at RM88 rebate per month

Eligibility & Requirements

• Minimum income of RM 70, 000 per annum
• Age 21 and above

Annual Fee

• Waived for 1st Year. Subsequent years FREE if spend a min of RM50,000 and above per annum.
• Annual Fee RM 550 (principle card), Supplementary Card free up to 4 cards.