• Interest/Management Fee savings are calculated based on normal finance charge/management fee of 18% p.a. with 5% minimum monthly payment and amount transferred of RM3,000 for plan A and RM6,000 for plan B, C, D and E compared to ONE-TIME upfront interest/management fee of respective Balance Transfer plan 
• Fixed monthly repayment/payment amount based on selected tenure 
• Maximum transfer amount: up to 80% of available approved credit limit 
• Tiered interest rates/management fee of 15% to 18% p.a. will be levied on the overdue or outstanding amount not paid in full. After the credit scheme duration, the standard tiered interest rates/management fee of 15% to 18% p.a. is applicable 
• Early exit penalty of RM100 will be charged if Cardmember terminates or discontinues with the programme prior to the expiry date of tenure. (Public Bank Credit Cards only) 
• Other Terms & Conditions apply

Terms and Conditions

• Promotion is valid from 1 July to 31 December 2016.
• Valid for Principal Credit Cardmember only
• Tiered interest rate/management fee of 15% to 18% p.a. will be levied on the overdue or outstanding amount not paid in full
• After the credit scheme duration, the standard tiered interest rate/management fee of 15% to 18% p.a. is applicable
• Terms and Conditions apply
• Click here for PB Balance Transfer form